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Enter the New Academic Year: Children’s Snack Money Love How Much, Yes?

Do not miss, you also need to arrange pocket money for children, because inevitably this budget will usually be a routine budget issued every month. Currently before reaching this stage, there are considerations that need to be considered before giving pocket money, namely if your child is of sufficient age to know money.

If all this time you are still getting used to bringing lunch to school, of course it doesn’t seem necessary to give you pocket money. However, if your child has reached a more adequate age, for example, nine or ten years, this is the time to start giving more pocket money to children. Actually, the purpose of giving kids pocket money is not just to make fun of it, you can use this money to let children socialize with their friends in the canteen, as well as with sellers so that they learn to transact.

“So how much is the allowance for children to give?”

"So how much is the allowance for children to give?"

After deciding to give children pocket money, how much do you think about it? The answer is dependent. If the condition of your child is indeed often going home from school alone using public transportation, which means you have to calculate the cost too. In addition, also calculate if your child will need extra money for lunch / snack rations in the afternoon during after school hours activities? So there really is no definite standard, because everything must be adjusted from the child’s needs.

Next Steps: Teach Children How to Manage Snack Money Well

Next Steps: Teach Children How to Manage Snack Money Well

1. Let Children Manage Their Own Allowance

Another advantage of giving pocket money to children is that you can immediately allow children to practice managing their own money. How? Of course the first step is to be firm about the nominal money and the frequency of giving pocket money. For example, you give pocket money of IDR 50,000 per week, so you and your partner must be compact not to give extra pocket money in the middle of the week if your child has already spent his allowance. This can make children underestimate money by asking.

For this reason, be strict not to give additional pocket money. Inform the child clearly how the allowance system will be provided. After that, let him arrange his own expenses without the control of his parents. That way, if he does have something he wants to buy at a high price, he can learn to save because if it is not difficult to get the items he wants.

2. Provide opportunities to get additional pocket money

Not only parents can look for opportunities to get extra money, give equal opportunities to children. You can also take advantage of this opportunity so that children can help with homework that must be completed. Try talking to your child, what activities might attract their attention so they can get additional pocket money. Some ideas, for example: every time you help sweeping, you will get IDR 10,000 or if your child is lazy to exercise, make an agreement to be more diligent about exercising. When swimming sports for example, every one round your child has the right to get Rp 2,000, – then accumulated according to the strength of the child so that he is not lazing (use that number for children who are still in elementary school age).

3. Teach Children to Save Regularly

Remind children to always save so that it is not too wasteful. This is crucial so that children do not use money arbitrarily. Wasteful habits like that can be a bad habit if they are continually left to grow up. Invite children to start learning to save, usually to be more effective try to use a piggy bank first. Children can feel for themselves the thrill of saving experience and how money is accumulated when after solving savings. If your child is at a more mature age, invite him to open a free savings account, so he can also experience saving at an advanced level.

Not Lose Important, Also Teach About a Healthy Debt System

cash

If your child feels mature enough, don’t forget to teach also the importance of having a healthy debt system. This can actually be taught early, even in elementary school age, you usually have to start teaching children about this. For example, your child who is in elementary school is willing to buy his favorite food which is expensive for his pocket.

Try to get the child to negotiate, about how much money he has and how much should he leave in order to be unused. Then, about how the child can repay the remaining money that you will lend. Make a scheme in such a way that the child can pay in installments regularly until all the money can be paid off. Of course, again you can offer your child to do additional work at home as well as other activities that allow him to be more happy to help and move so that he is not lazing around.

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